Privacy Statement
FourPointGroup Privacy Policy effective September 1, 2004.

FourPointGroup is committed to respecting your privacy. We've structured our Web site so that, in general, you can visit FourPointGroup on the Web without identifying yourself or revealing any personal information. Once you choose to provide us personally identifiable information (any information by which you can be identified), you can be assured that it will only be used to supply you with more details about who we are and what we do.

This statement regarding the privacy of the personally identifiable information you provide online covers four main areas: Awareness, Choice, Accuracy & Access and Security.

Awareness

FourPointGroup provides this Online Privacy Statement to make you aware of our privacy policy and practices and of the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and from the bottom of every page on our Web site.

What we collect

Upon logging onto our Web server, our Web server automatically recognizes your domain name but not your E-mail address (where possible). We will collect the domain name from which you log on, aggregate information on what pages you access or visit, user-specific information on what pages you access or visit and information volunteered by you (such as survey information and/or site registrations).

We do not collect your E-mail address unless you contact us by E-mail or volunteer your E-mail address and other personal information.

We do collect "cookies" to store your preferences and record session information.

On some FourPointGroup Web sites, users may make requests and register to receive information. The types of personal information that may be collected on these pages are name and contact information.

In order to tailor our subsequent communications to you and continuously improve our web site, we may also ask you to voluntarily provide us with information regarding your personal or professional interests, demographics, experience with our services and contact preferences.

How we use it

FourPointGroup uses your information to better understand your needs and provide you with better service. Specifically, we use your information to communicate back to you, to update you on services and benefits, and to personalize our Web sites for you.

From time to time, we may also use your information to contact you for market research or to provide you with marketing information we think would be of particular interest. At a minimum, we will always give you the opportunity to opt out of receiving such direct marketing or market research contact. We will also follow local requirements, such as allowing you to opt in before receiving unsolicited contact, where applicable. Data collected online may also be combined with information you provide when you enroll with FourPointGroup.

Whom we share it with

FourPointGroup will not sell, rent or lease your personally identifiable information to others unless we have your permission or are required by law. We will only share the personal data you provide online with other FourPointGroup entities and/or business partners who are acting on our behalf for the uses described above. Such FourPointGroup entities and/or business partners, including those in the United States and/or any other countries, are governed by our privacy policies with respect to the use of this data and are bound by the appropriate confidentiality agreements.

Choice

FourPointGroup will not use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without first letting you know and offering you a choice. As previously stated, we will also provide you the opportunity to let us know if you do not wish to receive unsolicited direct marketing materials from us and we will do everything we can to honor such requests.

Your permission is always secured first, should we ever share your information with third parties that are not acting on our behalf and governed by our privacy policy.

Accuracy & Access

FourPointGroup strives to keep your personally identifiable information accurate and secure. For non-members, we do not provide access to your information online. In order to update or correct your information with FourPointGroup it will be necessary for you to contact FourPointGroup directly through the methods listed below. To protect your privacy and security, upon contacting us we will also take reasonable steps to verify your identity before granting you access or enabling you to make corrections.

At present, FourPointGroup does not offer links to third-party Web sites.

Security

FourPointGroup is committed to ensuring the security of your information. To prevent unauthorized access or disclosure, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information we collect online. We use the latest in encryption technology when collecting or transferring sensitive data.

International Use

Information that is submitted to FourPointGroup's Web Sites will be collected, processed, stored, disclosed, and disposed of in accordance with applicable U.S. law. If you are a non-U.S. user, you agree and acknowledge that we may collect and use your personal data and disclose it outside your resident jurisdiction, as discussed in "Whom We Share It With" above. In addition, such information may be stored on servers located outside your resident jurisdiction. U.S. law may not provide the degree of protection for information that is available in other countries. By providing us with your information, you acknowledge that you have read this Policy, understand it, agree to its terms and consent to the transfer of such information outside your resident jurisdiction. If you do not agree to this policy, please do not use the FourPointGroup Web Sites.

Future Developments

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future, we will post the policy changes to our Web site to notify you of these changes and provide you with the ability to opt out of these new uses. If you are concerned about how your information is used, you should check back at our Web site periodically. We will only use data collected after a policy has changed for the new purposes.

Contact Us

If you have comments or questions about our privacy policy, please contact us at founders@fourpointgroup.com, or you may reach us by telephone at (586) 228-2568.